Brac Bank best student bank account with multi-currency card for free
Brac Bank best student bank account with multi-currency card for free
Assalamu Alaikum TITTECHSTOR how are you all? Hope everyone is well.
Today I have brought you the most advanced and most advantageous student banking system in Bangladesh. And this beautiful opportunity is provided by BRAC Bank Limited.
In today's post, through 5 steps, I will tell you how to receive the complete banking service and who can receive it.
Step-1: Who can enjoy the benefits of this account-
Who are between 18 to 25 years of age and are running students. Only they can enjoy the benefits of this account.
Step-2: What benefits will you get in this student account of BRAC Bank-
1. 3% per month for the next Savers account and 3.5% for the next Savers account will be added on any fixed amount in the balance.
2. With this account you will get a multi-currency debit card with which you can make payments both domestically and abroad (after dollar indorsement). And the word multi-currency means that if you do dollar indorsement through passport, in that case you will get money withdrawal and other services in the local currency of the country you are going to.
3. If you apply for a check book after opening an account, you will first get a free five-page check book. But you will have to pay extra for the next check book.
4. And to open this account you have to deposit only 250 rupees but later you can use it.
5. One of the best features of BRAC Bank is the BRAC Bank Astha App, which you will find on Google Play and Apple Store. The customization of this app is amazing.
6. After opening this account you will get famous expensive lifestyle and shop vouchers from BRAC Bank which you can use for shopping or other things at a discount. Voucher partners are:
- Apple gadgets are big
- Gadgets & Gear
- in vanillin
- tha goods
- Freeland
- Tea Reading Cafe
- PCcab too
- T Fitness Inside
- Bond's Woman
- B Travelers
7. For every e-commerce transaction you will get reward points which you can later convert into Rs. But you will get double reward points every Thursday.
8. And all the benefits I mentioned so far are completely free until you reach the age of 25. Means no card bill no maintenance fee. You can use it completely free from age 18 to 25. But after 25 years, BRAC Bank will automatically transfer your account to savings account.
Step-3: What documents will be required for account-
1. N ID/Birth Certificate/Passport
2. A student ID card (can also show admission pay slip in special cases.)
3. Source of income (If someone is earning through other work, it is good, but those who don't, only students will say that they earn through tuition, which has no document).
4. One copy of nominee's photograph and photocopy of voter ID card.
5. A photo of yourself.
6. Any bill paper (if desired)
Step-4: What are the disadvantages of this account
1. Among so many advantages, I am mentioning some disadvantages here. That's because you can't open this account in one day. Now it can be opened in two ways, if you open it at home through the app, they will approve it and then you can do the next activities.
2. And if you do it near a branch, you have to approve it and it takes 24 hours or 72 hours.
3. Since it is a student account, if you go for dollar endorsement through passport, you will be given dollar endorsement for one calendar year only.
4. The bank will send their own person to the address given while opening your account to verify your address, so if you are not at home, many times they will give wrong address even if they don't come. This time must be careful while opening the account because otherwise your account is not activated.
Although point number one and two, I don't think it's a problem, because they will give you banking services for up to 25 years, even if they verify a little whether you are really a student or not.
Step-5: Now I will tell you how to make an account:
First of all I would say you go to any BRAC bank branch and say if I am a boy next service account and if girl they want to open next service account. Hope they help to open account and open your account fully.
Even then if you want to do account at home you can do account through Brac Astha app but you have to do it very carefully. Because if you provide any wrong information your account will not be approved in any way.
App Link: Brac Bank Astha App Download
After opening the app it will appear like this, from there click on Open a Bank Account below:
Then Google will take the order, click Apply there:
Then open it from the branch as shown in the picture and click on it and give OK to Retail Banking:
Then an OTP will be sent to the given mobile number and then it will take you to the main account opening page.
I'm sorry and I can't show the process, my account is already created. You can read all by yourself, if you get stuck somewhere there are videos of several people on Youtube, take a hard look.
But again and again, opening the app will open from any branch, it will be faster and it will account with accuracy.
An interesting thing is that the card you will get with this account will be sent to your verified address through courier service.